Commercial Property Purchase Loan
Funding to acquire an income-producing or owner-occupied commercial property, assessed against its value, title and the borrower’s repayment capacity.
Commercial mortgage facilities
Twenty-two routes for different assets and funding purposes. Availability, security, pricing and repayment terms depend on each lender’s assessment.
Loan Against Commercial Property
A secured facility that draws on eligible equity in an existing commercial property for an approved business purpose.
Office Premises Loan
Finance for purchasing, refinancing or raising eligible business funds against an office premise.
Retail Property Mortgage
Funding secured by a shop, showroom or other eligible retail property, with attention to location, occupancy and cash flow.
Warehouse Mortgage Loan
Property-backed funding against a warehouse or logistics facility, subject to its title, use and valuation.
Industrial Property Mortgage
A secured structure using an eligible factory, industrial shed or industrial land and building to support investment or operating needs.
Commercial Land Mortgage
Funding against eligible commercial land where permitted by lender policy, title and intended use.
Lease Rental Discounting (LRD)
A facility considered against contracted rental receivables from an eligible leased property and tenant.
Commercial Mortgage Overdraft
A revolving line secured by commercial property, allowing drawings and repayments within sanctioned terms.
Dropline Overdraft Against Property
An overdraft whose sanctioned drawing limit reduces on a schedule, aligned to projected repayment capacity.
Working Capital Against Property
A property-backed limit structured around inventory, receivables and the operating cycle.
Business Expansion Loan Against Property
Secured finance for approved capacity, market or operational expansion plans.
Commercial Property Refinance
Review of an existing property loan for a more suitable tenor, repayment profile or funding structure.
Commercial Mortgage Balance Transfer
Transfer of an eligible outstanding mortgage to another lender after assessment of costs, security and terms.
Top-Up Commercial Mortgage
Additional funds considered over an existing eligible mortgage, based on updated valuation and repayment capacity.
Debt Consolidation Mortgage
A structured property-backed facility that may combine eligible obligations into a clearer repayment plan.
Developer Mortgage Finance
Funding for eligible developers against acceptable project or property security and verified project cash flows.
Construction Finance for Commercial Projects
Stage-linked funding for eligible commercial construction, subject to approvals, project viability and lender appraisal.
Loan Against Rented Commercial Property
Finance against an eligible rented property, assessed with the lease, tenant quality and rent collections.
Commercial Mortgage for Machinery Purchase
A property-backed structure for approved machinery acquisition when its cash flow case supports repayment.
Commercial Mortgage for Acquisition Finance
Secured funding considered for an eligible business or asset acquisition following diligence on the transaction.
Bridge Loan Against Commercial Property
Short-tenor funding against eligible property for a defined transition, with a credible repayment or takeout plan.
CONFIDENTIAL DISCUSSION